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When you go to sell your home the buyer may require you to upgrade or ask for an adjustment to the price to cover the upgrade. Better to do it when you can get the best price from and electrician rather than paying a premium price because you need it Now! Our 100 year old house has had K&T without incident.That said, we are well aware that before we sell - most likely in the late 2030's we will need to replace the wiring.It's old, it has brittle insulation, it can't take a problem.
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The one situation where I would recommend replacement of K&T ASAP is if you have a combination of K&T and other wiring and you can see splices outside of a junction box. It's actually in great condition but if I need to open a switch or outlet box that's fed by it I replace it. My plan is to get it all out of service by the end of this year.Most banks will not issue a mortgage for a house with either and getting homeowners insurance can be difficult. If the wiring were by itself, untouched, it might be fine.But if someone blows insulation into the wall, or there is a winter of roof leaks, it's a whole different animal.It's not guaranteed to cause a fire, but it isn't ideal.
Film Carp said: Of course once it's unhooked it's just garbage in your walls, and is nothing to worry about.
Electrician could snake new lines without too much destruction...
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